Practical guides to budgeting with a spreadsheet
Clear, step-by-step methods you can use with any spreadsheet, including our own.
How to Make a Budget Spreadsheet (Step by Step, Excel or Google Sheets)
Build a working monthly budget spreadsheet in about an hour: the 4 sections you need, the exact formulas, and how to track actual spending against your plan.
Read the guide →Budget methodThe Paycheck Budget Method: How to Budget Biweekly Pay
Paid every two weeks? Learn the paycheck-to-paycheck budget method: assign every bill to a specific paycheck, handle 3-paycheck months, and stop running short before payday.
Read the guide →Saving strategySinking Funds Explained: How to Stop Big Expenses From Wrecking Your Budget
What sinking funds are, how they differ from an emergency fund, 12 common categories, and the simple formula to work out how much to save each month.
Read the guide →Budget methodThe 50/30/20 Budget Rule: How It Works and How to Use It in a Spreadsheet
The 50/30/20 rule splits take-home pay into needs, wants and savings. See worked examples, when to adjust the percentages, and the formulas to check your budget in seconds.
Read the guide →Debt payoffDebt Snowball vs Debt Avalanche: Which Pays Off Debt Faster?
Compare the debt snowball and debt avalanche methods with a real worked example: months to debt-free, total interest, and how to choose the method you'll actually stick with.
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